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Bridging Loans, as the name implies, refers to short term loan loans that bridges the gap between times when financing is needed. Bridging loans in South Africa may be considered small cash or even short term cash loans given to you over a period of 3 - 4 weeks depending on the arrangement between you and the lender.

These loans, in general are more expensive than more conventional loans due to the fact that it carries an increased risk to the lender. The increased interest rates and such are basically seen as a method of compensating for the risk.

However, most people who intend to apply for a bridging loan, often turns to applying for personal loans simply because these loans give more flexibility as it may be used for any personal use. 

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